I know it's a pain but what Scriptlance is doing is the perfectly right thing to do. Problem is so many times those credit cards are stolen and sellers has to take extra steps to avoid those frauds and innocent people like you suffer. Around 3 months ago we shipped 4 orders worth around $4500 and all of them were fraud. Person who did the fraud, sent us a fake Govt issued DL, copy of the fake utility statement and fake copy of the American Express credit card. We took the extra steps what we could but those fraudsters are a big challenge for the whole eCommerce business.