Credit Card Processing for Pharmacies

[david33]

I've dealt with PaySystems for over a year. Had an impressive low ratio of just 0.24% chargeback ratio!! Have all the profes and statements for over a year.

I cannot for god sake find a company that would
provide me a gateway and processing for my
on-line pharmacy for acceptable 5% fee.

I've dealt with SmartPeople but they also stopped
serving their credit card processing services.

What the hell is going on? I have a legit pharmacy,
why can't I peacfuly sell meds and accept money?

[Corey Bryant]

Visa & MasterCard are cracking down on the pharmacies a lot.

When you say it is legitimate, do doctors actually call or e-mail you the prescriptions? Do you just service the UK or your surrounding areas?

[MichelH]

Here is the official statement of Visa/MasterCard:

Practices followed or supported by most online pharmacies which are accounted as a violation of applicable law in most countries:

· Sale of prescription pharmaceuticals without valid prescription
· Sale of illegal pharmaceuticals and drugs
· Especially for the US: Import of prescription pharmaceuticals from other countries (respectively shipment of pharmaceuticals to consumers in other countries).

Increasingly common is the practice of pharmacies soliciting business from residents of other countries who wish to take advantage of lower prices of pharmaceuticals.
In an attempt to comply with local laws online pharmacies are sometimes associated with a physician of the pharmacy's resident country who

· Reviews the prescription written for the patient by a doctor of the patient's resident country and then writes an identical prescription
or
· Is said to review an on-line form filled out by the patient and then writes the desired prescription
or
· Telephones the patient before writing a prescription.

However, due to the physician not performing a physical examination, depending on local laws, these prescriptions are mostly determined as not valid, and accordingly dispensing a prescription drug with without a "valid" description is a violation of law.

Therefore, most credit card processing companies are no longer allowed to proces for online pharmacies. There have been lots of problems with drop shippers from India who have been dispatching so called brand products in plain plastic bags. They even sent birth control patches that did not work.

[jestep]

I dont like to post links to my sites on forums but we might be able to get lower than 5%. Fill out a request here, I'll do what I can to get you lower than that:http://www.higherrisk.com

[Corey Bryant]

I don't blame you jetstep - neither do I. I usually just use the signature since in most forums it is against their TOS to put links to your sites in the message body.