From a visual standpoint, I like your homepage. I like the Flash header, I generally don't but yours is subtle, suits the site, and has a nice logo. I like the color combinations, they work well together and having the "Apply Online" the only thing in red makes it really stand out.
Unfortunately, from a search engine standpoint, your home page needs some work. Go back and look at the source code of your home page. Search engines don't see graphics, so what you see in the source code is all that they will see. They are not interested in the html code and since most of your content is in the form of graphics there is almost nothing for them to look at!
"Learn More" buttons on your eligible properties page don't work in FireFox/Netscape. This probably also means AOL but I don't have a way of checking that.
Page titles are one of the most important things in search engine optimization. Make a unique title for each page.
I'll try and look more when I have time over the weekend.
William.
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