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We had no verbal or written contract. I do like the design very much. Very happy with that, however, this is my question.. I was looking over the design and I noticed the designer boldly has their site listed on the bottom of all my pages and has used 3 meta tags naming them as the content author, and putting their link and email.
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And there lies a little problem. I don't know the legalities of this, because basically your saying that you don't have a contract, written or otherwise. Under the law, you don't have an agreement for anything. If you are buying the site, are you buying the design, and the programming? You have to make these very clear before you move forward.
Basically, an artist, graphic or otherwise, is allowed full portfolio rights to his or her work, unless otherwise agreed upon.(see what I mean) Furthermore, the artwork belongs to the artist or designer, and you have license rights to use it, unless you have a contract that stipulates work for hire, which means you own whatever the designer does for you. I believe this includes the artwork.
Basically, you both have to agree in writing before anybody takes another step. If you want the tags gone, make an agreement with the designer. If you don't want the designer's link on the bottom of the page, then get it in writing. A credit page is fine, but in all honesty, a lot of designs show off the designer's link at the bottom.
If you don't feel like the OBL you are supplying should carry just a little weight, I would suggest making it an image link.
Other than that, get a legal document with mutual agreements to everything before you move forward.