SSL

Cyber Gypsy · #1 (**permalink**) 09-02-2003, 06:37 PM

Hi everyone. I am trying to build a site that accepts credit cards. Can I do it by creating a order form and using the SSL?. I checked out some shopping carts and they are too expensive. Any help would be appreciated. I have never used the SSL so I am new to that as well. I ony have 6 products to sell in various colors and sizes.
Margaret

swstyles · #2 (**permalink**) 09-02-2003, 06:54 PM

There are a lot of liability issues when accepting credit cards online. How will you store the credit card information? If you have a merchant account, you should call your bank and ask if they have any solutions for your needs. Most banks these days offer web type services with their merchant accounts.

cyanide · #3 (**permalink**) 09-02-2003, 10:11 PM

Once the form and SSL is set up, where does the information go ?
You can't 'form-to-email', or 'send to MySQL'.
These are not secure methods. If they were, there would be far fewer Internet Payment processors.

You need to find a payment processor.
eg)
2checkout.com
paysystems.com
worldpay.com
etc.
Make sure you spend plenty of time investigating them. They all have different pricing and features

Islands · #4 (**permalink**) 09-05-2003, 01:34 PM

Quote:

Originally Posted by cyber Gypsy

Hi everyone. I am trying to build a site that accepts credit cards. Can I do it by creating a order form and using the SSL?. I checked out some shopping carts and they are too expensive. Any help would be appreciated. I have never used the SSL so I am new to that as well. I ony have 6 products to sell in various colors and sizes.
Margaret

Hi Margaret,
Not sure what you'll be selling but we have a basic shopping cart that's free. (webPeddle) You can add credit card processing for $18/month. Visit the site below for more info.

SSL has nothing to do with actual e-commerce. It's only a technique for encrypting data in transit on the Internet. You might want to look over the newsletter articles we provide to get some background on setting up an on-line store.
http://imaginenation.com/Public/Newsletters/index.htm

Cool website ...don't see many in pastels.

Mel

glyons · #5 (**permalink**) 10-18-2003, 12:51 PM

Hi,

I am a CISSP (Certified Information Systems Security Professional). I have a web development team that specializes in e-commerce applications. Please check out these sample sites and get back to me if you still need some help.

Online Store for suppliments manufacturer
www.biotestedge.com

Online Legal forms generator with cc processing
www.selfdivorce.com

Online career site with cc processing
www.careerfile.com

Thanks
Gary Lyons CISSP
glyons@lyonsinc.com

compusolver · #6 (**permalink**) 10-20-2003, 09:33 AM

With many payment gateways, you don't actually need a complete 'shopping cart' script.

It depends on how many items you're selling, etc. but if only a few, a few lines of code will suffice - PLUS the gateway will write the code for you automatically - at least the one I'm a dealer for does. So does Authorizenet.com and most of the others. The only gateway I've had bad experiences with is Bank of America.

Some gateways want bags of money just to set you up ($400+) and some will set you up for $50. I've put up a little info about gateways and merchant accounts at:
http://www.compusolver.com/hosting/faq/

One more thing - will nearly all of these gateways, you do NOT have to have a secure server and you do NOT take the credit card info on YOUR site.

You take the customer and purchase info and hopefully store it in a database before sending the customer off to the payment gateway for credit card info. Then the gateway sends the customer back to your site with info to let you know whether the transaction suceeded, confirm the amount, etc. via form variables (hopefully POST vars).

I hope this helps.

redcircle · #7 (**permalink**) 10-20-2003, 10:22 AM

Taking cards on your own site does give a more professional feel though.

compusolver · #8 (**permalink**) 10-20-2003, 10:31 AM

Quote:

redcircle:
Taking cards on your own site does give a more professional feel though.

Arguably. These payment gateways will let you customize 'their' pages with your logo, etc. so it can still look like your site.

From another point of view, seeing PlugNPay or AuthorizeNet.com in the browser's address bar might well lend a sense of security to the customer. After all, unless your company is General Motors or something, the customer is likely to be more familiar with and hence have a better sense of security with one of the big gateway companies or even PayPal or 2checkout.com.

Hey - I should get a commission for plugging all those companies!

LiviLou · #9 (**permalink**) 11-19-2003, 03:17 PM

Since this topic was already started, thought I'd ask a question.

What about a site that takes donation, and doesn't have alot to spend? This is my situation. I want to be able to take cc, but with all of the different site out there, which one would be best for me?

cyanide · #10 (**permalink**) 11-20-2003, 12:23 AM

Quote:

Originally Posted by ImaDunce

Since this topic was already started, thought I'd ask a question.

What about a site that takes donation, and doesn't have alot to spend? This is my situation. I want to be able to take cc, but with all of the different site out there, which one would be best for me?

I think you would have been better off starting a new topic, rather than digging up this old one.
More responses that way.

Being a non-profit/donation type business, your best bet might be just to sign up for a paypal account and then you just have to put some 'donate' buttons on your site.