Worried about security when shopping online?

Most banks have electronic banking and allow secondary accounts these days.

The safest game we have found is to have a secondary account with a debit card in which we can electronicly transfer funds into when we are about to make an online purchase.

That secondary account never has a balance except within minutes of making a purchase online.

That account's card is the only one we use online.

With the proliferation of online banking and the ease of setting up secondary accounts with debit cards, it seems to be the most secure method these days.

Ken

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I use Eurocard. If I buy for USD 500 or more, I may get a phone call after some minutes from Eurocard. I have been shopping online, especially books from various bookstores and sites in the USA, for years without any problem.

I think AmericanExpress tried the same method as we use on loading mobile phones.

You buy a one time card for e.g. USD 500, load your account and delete the card since it is no longer valid. But as far as I know, AmericanExpress left that method since it was mare expensive to handle (make and sell one time cards etc) than payment fraud.

But you may know this better than me and the secondary (debit card) account is a good solution that makes shopping online more secure.

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