We use a local merchant account (we are UK based) for credit and debit cards but also offer Paypal as a payment option. About 15 per cent of customers choose to use this. There have never been any problems with chargebacks.

I think that there are millions of people with a small amount of cash in their Paypal account that they cannot withdraw without paying a fee. Using this balance is a very painless way of paying.

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Martin
www.spectrumwellbeing.co.uk