Micropayments
I've recently been asked if I could implement a system 4 a company 2 sell reports online. These would b of a hi-volume, lo-cost nature and so making a customer pay the minimum amount required and deal with all the form filling required by conventional credit card processing, such as WorldPay, was deemed 2 unweildy.
I read recently about a UK company who had begun offering a similar service using SMS as a means 2 pay. Customers send a txt message 2 a specified number which replied back with an access code to log in to the site and retrive the report. At the same time the cost was billed 2 the users mobile phone with a fraction of the cost going 2 the mobile operator and the rest passing 2 the website owners. Since most credit cards have a minimum order, it seemed a plausible avenue to explore.
Does anyone out there have experience with such a service, or have any other ideas worth exploring on how to take low priced orders, typically in the region of 50p to £3 (i.e. too small 4 cost effective credit card processing). If you do, I would so love to hear your ideas and experiences as I'm yet 2 find someone other than those sites selling mobile phone ring tones who've managed 2 set up a successful micropayment process... sure amongst the many entrepreneurs n rocket scientists we get in here, there must b one!
Hugs,
Dani xxx
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