I tried ncs reporting but found after "testing" the reporting,they failed miserably.First off,my father-in-law(owns 3 businesses-excellent credit)applied for 1 business card and 2 others,(chase,Amex) and got all 3.My wife and I were there when he activaed all 3 cards.Weeks later i never got credit for any.After over 1400 apps,MANY of which I know were filled out(several others from friends who actually took me to lunch with thier new cards)again only 1 showed up on reports.I have heard many hooror stories of affiliates spending a lot of time and money on NCSREPORTING,i learned the hard way also.When you complain to them it falls on deaf ears and if you outright tell them u think they are cheating/stealing,you get your account killed with no fanfare,no email.This company is the biggest rip-off in my opinion and a joke.Problem is the joke is on us.