Hi there,
As you have written you are correct. But the thing is we should know which merchant account will going to cost us less in long term. as when we are in to this then we have to think of a long term basis, The site name i have given (
Apply4Less.com - Merchant Account Provider with Best Rate Guarantee) according to me this site is giving a lower rate of precessing and as well as free terminal, I think this is a good deal to go for.