I admit to not being familiar with X-Cart, but most good quality carts have an rss feed of some sort. Rather than redirecting or changing things in a major way, with the possibility of a SERP drop, why don't you research a way to use magpie or one of the other rss tools to pull stuff from your cart into your static homepage? It would seem to give you the best of both worlds, since then it wouldn't require updating of the now not so static homepage, it would be refreshed automatically.
And if you then need to run php code in your otherwise static homepage you'll also need to do some htaccess magic to allow php code to run in a file with an htm(l) extension so you don't change the filename (and take a SERP hit.)
Anyway, it's just a thought.
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