Is there a reasonable merchant account that is secure too?
I have authorize.net and eonlinedata.com as my gateway and merchant account, respectively. I pay something like $55 per month, even if I don't have an order. NO cards charged, authorized or anything. Is this common? I went with one that didn't charge as much, but didn't do very well in the security dept. Why can't I just have the gateway through auth.net? What's the deal with having to pay two people to get the card charged, then funds to my account? Maybe I am missing something, but that is too much to put aside for that.
I have tried just Paypal.com, but that doesn't give me enough flexability. About a year ago I was taken orders almost hourly. The same time this year and it has gone done quite a bit. I stopped my merchant account at one point cause I wanted to change to, what I thought, was a cheaper one. "Free transactions through auth.net....etc" and I thought that I lost my customers when I went to paypal.com only for the duration of the switch. I have since gone back to auth.net but I don't see any changes.
I am basically looking to get away from the large cost of that if I can. I need security and I have done the searching for one, but everyone is a reseller now. I can't find a reputable or one that is priced right.
Any thoughts?? Sorry for the ramble.
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