I am not linking to it.

If you type in my URL http://www.serious-sounds.net it automaticaly adds the '/index.htm' extension to it :(

I just thought i maybe missing something i could do via either ftp, shell or Cpanel. Thats why i asked, but i am guessing by the replies here that it must be the Apache servers configuration and i would have to ask my host?

Oh well, atleast now i know it wasn't some trick i was missing out on.

Thanks for your help peeps.