Hello All,

Some companies will not use PayPal when they wish to purchase a product. That's equally so for other intermediates. Creating an account with a 3rd party in order to pay somewhere else isn't normally seen as the way to go. Instead, an Internet payment service provider (offshore merchant account) is probably the easiest route. Sure, it's a little more expensive, but then, they do offer the facility to do a decent credit card validation and have a proper online sales procedure. My suggestion is to look at either banks in US/Canada or companies in Europe for this. Although you may be able to find good alternatives in Romania or other countries, the security of banks and financial institutions throughout Europe is monitored. It's safe. Setting up an account digitally, without speaking to an actual person of such Internet payment service provider is a no-no. But that's common sense to me. It's business, it's money, it's how you make a living: that's not something to start messing around with just like that. The percentage these companies use may seem high, and in fact I agree that mostly they are overcharging, but then, if it limits fraud risk and offers you decent support and technical maintenance, then the price is worth it. There are numerous European alternatives that also provide localized services, incl. in Spanish. One example: Bibit. It's a Dutch company, offering worldwide support. Benefit is that Europe has many countries and many different languages. In order for them to do business they have to support these languages. And they do. I'm not saying Bibit is the only one or the best, but it's just an example. Best thing to do is to contact many of those Internet payment service providers and have them send an offer for their services. Ask them about the languages, about their way of implementation and their technical support. And most important: ask them about how they handle fraud risk and security. Ultimately that's what it's about: if you pay a lesser percentage that saves you money every day, but your security is at risk and you get a few charge backs (or worse) because of it, you may have less money in the end.

Hope this helps.