I would recommend that you tread carefully. Like everything there are a lot of scams out there. Stay away from Romania!
I think that if there is a credit issue that is going to cause a problem anywhere. That being said, you could have a look at worldpay - they're the biggest and probably most reputable (a division of the Royal Bank of Scotland). They also do multi-currency and multi-language.
I wouldn't rule out the US. Have a talk to merchantaccounts4less, I'm pretty sure that they can help (although processing would only be in USD).
Other options are forcetronix, wirecard, and well -- there a few other reputable companies in Europe, but I can't remember them right now (PM me if you want me to find my notes).
The only other option is to look at third party processors, but again I recommend caution particularly after the paysystems thing last year.
If you would like have a look at 2checkout and moneybookers. There are lots of them out there but not many that I trust.
I hope that this is some useful information, but I want to strongly point out that 'offshore' does not mean that the banks and credit card companies are more lax. If anything the opposite is true, since you are also offshore to the legitimate processors making it more difficult to re-cover money from you.
I've been through all of this several times, so if you need any more advice, please feel free to let me know!
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