He's using PayPal. The problem is twofold:
1) His site's in Spanish, whereas PayPal is in English. This is turning away customers in a BIG way.
2) PayPal is only accepted in 45 countries, and he's getting requests from all sorts of places.
He wants to get an offshore merchant account partially to rebuild his credit rating (show he can pay for it and stuff) then turn around and approach either a merchant bank or a payment processor and say "hey, look, I've completed $XXX in transactions with Y% chargebacks and I've paid on time like a good boy for 8 months. Now, can we talk?"
I'd be willing to look at a PayPal alternative en Espagnol, as long as it was relatively customizable and the company itself is bilingual in English and Spanish (since my knowledge of Spanish consists of "dos cervezas y ron, por favor!")
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