Again, I don't have anything against you or 1 Billion of your brothers and systers.

What I said is the environment for business in your coutries is not friendly.

I have to be fair. In any coutry of the world people from outside will be treated slightly different then locals. This is fact, but in Western countries people will do everything to demonstrate their friendliness and hide the differences.
Unfortunately your 50 coutries (you can create more if you wish) you are not demonstarting the same except the situation when you purchase something from the merchant. Then you will see the smiles from ear to ear.

It comes from several sources. One of them is any non-muslim person on your land is humiliation for muslim soul. You can deny it, but this is truth... maybe with some exceptions.

Even try to analyze your own message. You are saying that you need to transfer money from abroad. Please tell me honestly. Why do you need my money? Why your businesses are not giving you the leaving? OK, don't answer... just find the answer for yourself. Why 1 Billion people are not able to provide enough work for smarter part of society like yourself?
Why 250 Millions Americans creating new and new businesses that create work places arround the world?
I am not blaiming you in taking over millios of our jobs as some guys do. I am just asking you why your 50 countries are not producing enough jobs?
Is there one sigle AUTOMOBILE created in one of these 50 countries? I am not talking about aircrafts.
Any cellular phone was developed? One single medicine was created during last century?
You know why? I see no explanation.
Why Suets Canal was built by Westerners? Why Saudi Oil was discovered by Westerners?
Is there something in the air?
Example of Turkey, Malasia & Indonesia is just confirmation that I am right... They achieved something because they were trying to break the traditions. Well ... they not always did it democratic way, but this is another story...
I wish you to proof me that I am wrong, but I have only one explanation. Environment is not business-friendly.

Sure example with the barganing habbit was more like a jock btwn me and my Palestinian friend... BUT there is a just part of the humor in every jock the rest is thruth.

BTW, I speak 5 languages on pretty good level. My arabic is not count because it's is limited to 200 words, but my Turkish was good enough to understand what seller in the store say belind my back. I also heard restaurant owner in Dubaii calling my friend "manuk". He didn't know that I know what this word means.

I am not applying what I know about your 1 Bil. to earch and every person, but I am pretty realistic and know what I am talking about